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  • When the Buyer Disappears July 30, 2010
    Winter, spring, summer or fall,all you got to do is calland I'll be there yeah yeah yeah.Ain´t it good to knowthat you´ve got a friendpeople can be so coldthey'll hurt you and desert youwell they'll take your soul if you let themoh yeah don't you let them.James Taylor   If you've been in Real Estate very long you know what Mr. Taylo […]
    Bob Haywood, www.BobHaywood.com (McGraw Realtors)
  • Processing a mortgage for the short sale buyer...pay attention now! July 30, 2010
    Like most purchases my involvement with the short sale buyer probably started out with prequalifying the buyer, and putting them through the preapproval process. Then I issue a preapproval letter based on hard copy financial data. Pay attention now! It has a shelf life...It's not good forever. If the negotiation of the short sales takes 3, 4, 5, 6 mont […]
    Jay Beckingham (HomeLynx Home Loans)
  • Your Clients Need To Know You Care - Before They Care What You Know July 30, 2010
    I was reading a great blog by Richard Wiseman on Knowing Your Competition.  It is crucial to understand what your competition is offering so you can create several higher levels of offerings that will make you stand out as a marketing guru.  Of course you need to provide a good track record to cement the ideas you implement.Just this morning we emailed 3 of […]
    Dorie Dillard: Canyon Creek & NW Austin Living (Coldwell Banker United)
  • Overpricing your home? I can't help you... July 30, 2010
    About a year ago, I was talking to a fellow agent about how we run our businesses.  Probably, that my first mistake right then and there. (Just Kidding)... However, I told that agent, no matter what I tell sellers when I look at their property, I could hit them in the head with the "TRUTH Sledgeahammer" all day long, a lot of them STILL opt to list […]
    Jim Gatos (Keller Williams Realty)
  • Would You Like to Bring RainCamp to a City Near You? July 29, 2010
    Recently, the RainCamp train made a slight deviation from its normal 'Big City' course. After doing LA, New York, DC, Dallas, Chicago and a number of other big market cities, we booked a RainCamp in Prescott. Some of you may have been thinking, "Prescott? Where the heck is that and how did RainCamp end up there?" We ended up in Prescott ( […]
    ActiveRain Corp.
  • What's a Homeowner To Do? July 29, 2010
    I recently went on a listing presentation where I knew the seller had negative equity.  When I arrived, I got the customary tour and received a detailed list of property upgrades.  I asked the seller the typical questions: how many loans to you have; what are the balances; monthly payments etc. I could tell he was hoping that I would tell him that I am a mir […]
    Stacie Kvanvig, Real Estate Dame (Keller Williams Legacy One Realty)
  • STOVEPIPING! July 29, 2010
    STOVEPIPING! "retrieval of information from unconnected databases; the situation that exists when it is necessary to climb out of one database in order to climb down into another"  Dictionary.com WHAT'S THE PRIMARY DIFFERENCE BETWEEN REAL ESTATE PRACTICE TODAY AND THAT 20 YEARS AGO?? 20 years ago, almost all of our contracts closed.  Indeed. Y […]
    Lenn Harley, Real Estate Broker, Virginia & Maryland (Lenn Harley, Homefinders.com, MD & VA Homes and Real Estate)
  • Are Cutthroat Home Buyers Causing Home Values To Decline More? July 29, 2010
    Question: Are Cutthroat Home Buyers Causing Home Values To Decline More? While you're working with a buyer, when they write an offer, do you just let them write it where they want?  Do you let your buyers write low offers just to get that desperate seller to give their home away? Are you writing multiple offers to see which sellers are desperate?  If yo […]
    Lisa Udy Realtor Utah Real Estate Specialist (Logan Utah Real Estate The Platinum Real Estate Group)
  • No, No, No! Buyers Are NOT Liars! July 29, 2010
    I'm going to steal a page from the Broker Bryant rulebook and dredge up an old post from the distant past. In fact, what follows is one of my very first posts here on Active Rain, but I was inspired to re-post today it by Susan Haughton's excellent post on the same topic...  Besides I only got 8 comments on it the first go-around (hmpf!), so let […]
    Jennifer Allan, Author of Sell with Soul (Sell with Soul)
  • You Might Be A Redneck Home Stager If... July 29, 2010
    You Might Be A Redneck Home Stager If... I live in metro Atlanta, which is Jeff Foxworthy country.  Last I heard, he lived about 20 miles up the road from me.  We all love him around here. Last week my husband and I went to the local diner for dinner (supper?) where they have a Jeff Foxworthy calendar on the counter.  He has a "You might be a redneck if […]
    Patsy Overton (Stage, Show & SELL Home Staging Co. Atlanta, Georgia)

Posts Tagged ‘conventional’

Buy Home Loan Mortgage Refinancing Purchase Home Equity Dallas

Welcome to Town Square Mortgage & Investments!

Town Square Mortgage and Investments, Inc. is committed to finding the right mortgage product for your needs. Whether you are buying a home or you need more money for home improvements, getting the right mortgage is important. However, with the credit checks, paperwork and associated costs, some may find getting a mortgage loan is a confusing, complicated process.

At Town Square Mortgage and Investments, Inc., we look at each client’s individual situation to help determine the right loan, rate and lender. We review how long you plan to be in the property and what your short, mid, and long-term financial goals are so we can provide you with the best options for you.

Although there are many steps involved in obtaining a mortgage loan, we do everything in-house. We have our own underwriters, processors, closers, funders and shippers, right on site. This means we actually process and fund the loan ourselves, with our money.

We do not ship your loan to another company for processing or funding, Town Square Mortgage and Investments, Inc. controls and walks you through the loan process, step-by-step. This means a quicker turn-around time for you and great customer service!

We provide all Types of Residential Mortgages
We understand that every borrower is different and we offer a variety of mortgage products to meet your individual needs. We provide loans for:
1.Purchases
2.Refinancing
3.Home Equity
4.Reverse Mortgages
5.Conventional
6.Fixed Rates
7.Adjustable Rates
8.Interest Only
9.Jumbo
10.FHA
11.VA

Credit Problems? — No Problem!
Chances are you could still get a home mortgage loan, even if you have bad credit history. The higher your credit score, the better likelihood you have of getting a home loan. If you have a low credit score, there may be little chance you can get a mortgage home loan immediately.
Town Square Mortgage and Investments, Inc. can help people who don’t have perfect credit. We will show you how to raise your credit score to where it needs to be to get your loan approved.

Company Background
Louis Balady has been in the mortgage industry for over 13 years and has a growing staff of over 100 employees. Mr. Balady’s philosophy has always been to treat each customer as an individual, and not as just another loan to process.

Louis Balady has been a guest speaker on CNN Radio, discussing topics on mortgages, housing, and finances.

Why Use Town Square Mortgage and Investments, Inc.?
We understand that buying a home is probably the biggest investment you will ever make. We also know how confusing it can be to understand what your options are and how to determine what’s right for you and your personal situation. At Town Square Mortgage and Investments, Inc., we will walk you through the loan process, from beginning to end, to help you compare your choices and explain anything you might not understand.

1.Experienced Professionals
2.We are a Mortgage Lender
3.Individualized Customer Service
4.Financial Guidance
5.Help With Low Credit Scores
6.Help Finding the Right Loan for Your Individual Needs

Contact us today to find the right loan for you! 1-214-377-2943
Or visit us at: http://buy-home-loan-mortgage-refinancing-purchase-home-equity-dallas.com/

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Landers Home Loans – Tacoma, WA

Landers Home Loans 253-471-2700 http://www.yellowbook.com/profile/landers-home-loans_1850091004.html

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FHA Financing and Buyers Costs

http://www.realpro.la Use the REALPRO for Windows software program to accurately calculate your FHA, VA, and Conventional loans. In 2009 the rules for FHA loans have changed. The maximum loan amounts changed twice. The down payment increased to 3.5% and the mortgage insurance changed as well. Make sure you are current with your information.

English Printout http://tinyurl.com/cf6yb9

Spanish Printout http://tinyurl.com/dzocd6

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Sean La Rue I Mortgage 101: 203k Loans

http://SeanLaRue.com
Your KEy To Moving Home!

Rehab Loans for foreclosed properties are becoming popular. Sean La Rue wants to make sure you have all the up-to-date information needed to buy a home in today’s market. First home buyer? No problem, Sean is an expert working with hundreds of families like you. Go to www.SeanLaRue.com to apply for a home loan today. This video talks about rehabilitating a home and completing the work you want done fast and inexpensively. Follow Sean @SeanLaRue … Images and Intro by Ian La Rue www.laruephoto.com Call me Sean La Rue 760-835-5663

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FHA Prequalification

http://www.realpro.la Use the REALPRO for Windows program to calculate exactly what your client will qualify for. This program is accurate for FHA, VA, or Conventional loans

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What rate can I get on a VA loan?

With a VA mortgage the number that concerns most veterans is their interest rate. The http://www.directvaloans.com VA loan FAQ video series addresses the commonly asked question, What rate can I get on a VA loan? VA home loan rates, like any mortgage rates, can change on a daily basis. Veteran home loan rates tend to move up and down with conventional rates. VA borrowers will generally find VA loan rates to be close to nationally posted conventional rates. Interest rates offered to veteran borrowers by VA lenders can change on a daily basis. Advertised rates are always subject to change. The VA does not set the rates on any home loans. If you would like to know where rates are today for a specific VA home loan program, the most current information will come from speaking with a VA lender directly. For the complete video series and to find more answers to your most commonly asked VA loan questions visit http://www.directvaloans.com/VA-Loan-Questions/Default.aspx.

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Economy Cupcake Suicide is not painless 07/07/09

Economic Commentary

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SuwestTrust.com: Friends and Family Loan Mortgage Program :: Social Personal Peer Lending

http://www.SunwestTrust.com, 800-642-7167. You probably have heard about the national credit crisis. During this time of national crisis have you ever considered becoming a bank? Thats right; you can become a bank for a friend or family member.

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Sean La Rue I Mortgage 101: USDA Loans

http://www.SeanLaRue.com
Your KEY To Moving Home!

100%?? What?? Is this really still available? Sean La Rue wants to make sure you have all the up-to-date information needed to buy a home in today’s market. First home buyer? No problem, Sean is an expert working with hundreds of families like you. Go to www.SeanLaRue.com to apply for a home loan today. By a home today with no money down. Images and Intro by Ian La Rue www.laruephoto.com Follow Sean @SeanLaRue … Call me Sean La Rue 760-835-5663

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fha 203k streamline w 2009

http://www.realpro.la FHA’s Streamlined 203(k) program permits homebuyers to finance up to an additional $35,000 into their mortgage to improve or upgrade their home before move-in. With this product, homebuyers can quickly and easily tap into cash to pay for uncomplicated property repairs or improvements, such as those identified by a home inspector or FHA appraiser.

Maximum $35,000 including costs
Purchase or Refinance
Minimum 10% Contingency
General contractor not required
Consultand and plan review not required
Owner Occupant (not for investors)
EEM can be used along with the 203k program and exceed the $35,000

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