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  • (not so) Speechless Sunday... September 5, 2010
    (not so) Speechless Sunday...As the days get shorter and the nights cooler, thoughts of Summer's last hurrah echo. Pretty soon, lawn mowing and harvesting the last of the garden flowers and vegetables will give way to leaf raking, bulb planting and winter mulching.Labor day, the last summer holiday. The last time for family picnics, parties on the bea […]
    Michael Thornton - Nashville, TN area Home Inspector (Complete Home Inspections, Inc.)
  • ... Kill them with Kindness !!! ... YOU WIN every time ! September 4, 2010
    Haha ! I Love it when a plan comes off !!!! With the stress and challenges facing pretty much everyone on the planet right now, it's very easy for people you run into to be GROUCHY out there ! ... but it doesnt mean that you should respond in the same way !!!! I had a great example today of how I PAUSED, and took a breath while thinking about my […]
    Sheldon Neal -- That British Agent -- (Bergen County, NJ - RE/MAX Real Estate Limited)
  • Hayashi Hibachi Japanese Steakhouse in Surprise Arizona September 4, 2010
    Hayashi Hibachi Japanese Steakhouse in Surprise Arizona If you're looking to find a new restaurant in Surprise Arizona, I highly recommend that you try Hayashi Hibachi Japanese Steakhouse.  Located at 13823 West Bell Road (near Sprouts Farmers Market), this oriental sushi bar and tepanyaki restaurant is now open for business. Dine at the sushi bar w […]
    Sun City Grand Real Estate Surprise AZ Leolinda Bowers, MBA, Associate Broker (Ken Meade Realty)
  • How to choose the right listing agent September 4, 2010
    The most important things a seller should consider when hiring a Realtor include: How knowledgeable is the Realtor in the type of property being sold? What percentage of the Realtor’s listings actually sell and how does that compare to the general MLS? Average Days on Market; Average List to Price Ratios; % expired before selli […]
    Jim Paulson (Owner/Broker) (Progressive Realty (Boise Idaho) www.Progressive-Realty.info)
  • To Brand or Not to Brand and that elusive 1% club September 4, 2010
    It seems one can’t attend a seminar or read a marketing newsletter nowadays without being told that the most important thing you can do is brand yourself, your company or your service offering.  You are told that the only way you’ll make it is to stand out, to be (with apologies to Godin) that purple cow, that one Realtor that everyone will recognize as the […]
    Inna Hardison-ha media group Design, Printing, Web (ha media group)
  • Creating Barriers in a Tough Real Estate Environment September 4, 2010
    I recently went to a real estate brokerage office on the weekend to drop off some papers and was surprised to find the door locked.  The agent was inside and the sign outside said "Agent on Duty."  All external indications created the perception of an open office.  However, when I tried the door, I found it quite unwelcoming.  I knocked on the door […]
    Kathryn Maguire (Rose and Womble Realty Company)
  • DIAGNOSIS: Terminal BLAH September 4, 2010
    DIAGNOSIS:   Terminal BLAH "Define terminal BLAH," you say!   Okay--accepting that which is 'status quo' without care or concern of ever producing results beyond that of the ordinary.  One of my farorite reads, Mastery, brings to mind the tendency that we have to be comfortable with normal, status quo, ordinary...whatever you want to ca […]
    Debe Maxwell - Search Charlotte Homes for Sale - Charlotte NC Neighborhoods (Helen Adams Realty)
  • Name Calling September 4, 2010
    Everybody knows in our "don't offend anyone" kind of society we live in today, that you're not supposed to call anyone a name.  It isn't considered nice and it might hurt their feelings. But I can't help it.  I'm a "name it" kind of a guy.  I guess this is a bad habit I picked up when I was in elementary school.  […]
    Bob Haywood, www.BobHaywood.com (McGraw Realtors)
  • How to "Just Say No" to Your Seller without Sounding Lazy, Cheap or Disrespectful September 4, 2010
    God Bless 'em, sellers just want to help. They have lots of opinions on how their homes should be marketed, advertised and promoted to agents and buyers, and they LUV sharing those opinions with us. And of course, they expect us to agree with their opinions and implement their ideas immediately! And sometimes they're right. Hey, our sellers are in […]
    Jennifer Allan, Author of Sell with Soul (Sell with Soul)
  • I think I can, I think I can..I know I can, I know I can... September 4, 2010
     Sometimes succeeding in real estate is pure tenacity.  I often do feel like the "Little Engine Who Could" as it is nothing but sheer perseverance and determination that gets some sales to close.   Today I celebrate the closing of a home that was on life support for the past 43 days.   No bank problems, no appraisal problems, no inspection problem […]
    Coral Gundlach (McEnearney Associates, Arlington Virginia)

Posts Tagged ‘help’

Loan Modification – Part 3: Home Mortgage Bailout – Real Estate Foreclosure Prevention Process

Loan Modification Attorneys Negotiate Home Mortgage Bailout – Foreclosure Assistance Plan – Real Estate Foreclosure Prevention Alternative To Fraud and Scams. http://ModificationHotline.com Will Help You Survive The Mortgage Meltdown Crisis by Modifying Your Home Loan. Avoid Foreclosure and Bankruptcy. Get Your Bailout Today.

At http://ModificationHotline.com You Can Claim Your FREE Copy of My Latest Report:
“THE FORECLOSURE SHARKS: A Look At The Rampant Theft Of Americans’ Homes Through Foreclosure ‘Rescue’ Scams”, and While There Also Sign Up For a FREE Consultation With Our Approved Foreclosure Prevention Specialists.

Go To http://ModificationHotline.com and Complete Our Easy Form – It Takes 2 Minutes and Can Help You Save Your Home.

http://realestatemarketingthisweek.com

Duration : 0:10:38

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Loan Modification – Part 2: Home Mortgage Bailout – Real Estate Foreclosure Prevention Process

Loan Modification Attorneys Negotiate Home Mortgage Bailout – Foreclosure Assistance Plan – Real Estate Foreclosure Prevention Alternative To Fraud and Scams. http://ModificationHotline.com Will Help You Survive The Mortgage Meltdown Crisis by Modifying Your Home Loan. Avoid Foreclosure and Bankruptcy. Get Your Bailout Today.

At http://ModificationHotline.com You Can Claim Your FREE Copy of My Latest Report:
“THE FORECLOSURE SHARKS: A Look At The Rampant Theft Of Americans’ Homes Through Foreclosure ‘Rescue’ Scams”, and While There Also Sign Up For a FREE Consultation With Our Approved Foreclosure Prevention Specialists.

Go To http://ModificationHotline.com and Complete Our Easy Form – It Takes 2 Minutes and Can Help You Save Your Home.

http://realestatemarketingthisweek.com

Duration : 0:10:59

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Loan Modification – Part 1: Home Mortgage Bailout – Real Estate Foreclosure Prevention Process

Loan Modification Attorneys Negotiate Home Mortgage Bailout – Foreclosure Assistance Plan – Real Estate Foreclosure Prevention Alternative To Fraud and Scams. http://ModificationHotline.com Will Help You Survive The Mortgage Meltdown Crisis by Modifying Your Home Loan. Avoid Foreclosure and Bankruptcy. Get Your Bailout Today.

At http://ModificationHotline.com You Can Claim Your FREE Copy of My Latest Report:
“THE FORECLOSURE SHARKS: A Look At The Rampant Theft Of Americans’ Homes Through Foreclosure ‘Rescue’ Scams”, and While There Also Sign Up For a FREE Consultation With Our Approved Foreclosure Prevention Specialists.

Go To http://ModificationHotline.com and Complete Our Easy Form – It Takes 2 Minutes and Can Help You Save Your Home.

http://realestatemarketingthisweek.com

Duration : 0:10:40

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Loan Modification – Part 4: Home Mortgage Bailout – Real Estate Foreclosure Prevention Process

Loan Modification Attorneys Negotiate Home Mortgage Bailout – Foreclosure Assistance Plan – Real Estate Foreclosure Prevention Alternative To Fraud and Scams. http://ModificationHotline.com Will Help You Survive The Mortgage Meltdown Crisis by Modifying Your Home Loan. Avoid Foreclosure and Bankruptcy. Get Your Bailout Today.

At http://ModificationHotline.com You Can Claim Your FREE Copy of My Latest Report:
“THE FORECLOSURE SHARKS: A Look At The Rampant Theft Of Americans’ Homes Through Foreclosure ‘Rescue’ Scams”, and While There Also Sign Up For a FREE Consultation With Our Approved Foreclosure Prevention Specialists.

Go To http://ModificationHotline.com and Complete Our Easy Form – It Takes 2 Minutes and Can Help You Save Your Home.

Duration : 0:9:42

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Utah Housing – Home – Mortgage – You have a Broker for Life, Home Loans VA FHA Conventional

https://jasonlcarlson.com/Home_Page.html
Please take the time to visit my companies website. Let me tell you a little more about what I have to offer you: My name is Jason Carlson; First off I want to thank you for taking the time to visit with me today. It is very important to find someone you can trust. My branch is located in UTAH. The importance of finding a broker you can trust is essential when paying thousands of dollars on your new home purchase or refinance investment property or starting a new business and needing to acquire a commercial loan. We specialize in closing loans. I have over 8 years in the mortgage industry. Why go with someone else when you can have a broker for life if you go with me. My life revolves around closing loans. I also offer many other services. Please visit my website and participate in all the new up and coming features. One of the most important part of my website is finding the correct loan program for you. Please take a couple seconds and fill out the free mortgage quote service my site provides. Once you do this we will qualify you for the 3% APR mentioned. I urge you to act today because rates will eventually change. Once again thanks for your time and I look forward to hearing from and working with you. We do business in most states.
Sincerely,
Jason Carlson
Branch Manager
Privacy Policy information for Flagship Financial Group
https://jasonlcarlson.com/uploads/Flagship_Financial_Group.pdf
Flagship Finacial Group License Agreement
https://jasonlcarlson.com/uploads/About_Jason_Carlson2.pdf

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Stop Foreclosure, Sell Quickly, www.ZeroForeclosures.com

www.ZeroForeclosure.com Learn how to stop a foreclosure at no cost. Learn how to sell quickly, list your property, FSBO, in Oregon, Washington or anywhere in the United States.

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FHA Hope for Homeowners

this video will explain briefly a new program the Federal Housing Administration implemented to hhelp distressed homeowners

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Tax Credit for First Time Home Buyer Loans, FHA and Government Mortgage Incentive Program

First Time Home Buyer Mortgage Program with $8000 Tax Credit, Low Down Payment and Fixed Interest Rates on Government FHA Loans. Financing Assistance at Cheap Rates. Go To http://RealEstateMarketingThisWeek.com

Part 3 (Excerpt)

$8,000 tax credit the government is paying you to buy a home with a very low down payment

We have back in the studio today Mr. Dan Havey. Dan and I have worked together in the mortgage industry for about 14 years and we are happy to have him back. He has seen a lot of changes in the market and thanks again for being here.

Michael, here is a question I wanted to ask you, there is so much misconception in the marketplace today as far as what is still available for financing. I think a lot of people have this idea that it is impossible to finance a loan or get a mortgage or that you have to be able to put 20% down or have a 720 FICO score. Can you let people know whats really going on out there?

Well you know a lot of things have gone away. There are a lot of those old loan programs that were fancy ways to sell money and finance real property and a lot of thats gone. The reality of it is, if a person has a minimal amount of money down, there is absolutely financing through the Federal Housing Administration with 3.5% down. You can buy up to about $358,000 with only 3.5% down. Now with Fannie Mae and Freddie Mac, we actually do have a few investors that will allow us to only put 5% down with those and that loan amount maximum is $417,000. So there is still plenty of financing for primary residences.

Now in regard to looking at investment properties believe it or not there are actually still some stated income loans out there, but the stated income loan is for a non owner occupied property, the interest rates are very high and you know what, if you can put 20 to 25% down and prove your income you are better off using conventional financing, it is absolutely still available.

Now if you are a first time home buyer living in an apartment and you are getting kind of tired of it, you are looking at low interest rates, you are looking at the property values have come down over 50%, FHA is generally going to be the direction that person is going to want to go, right?

Absolutely and you know Dan with the $8000 first time home buyer tax credit you know that is a check that the government sends you for up to 10% of the sales price of the home up to $80,000. Its capped at 10%, you are not going to get more than $8,000 back and you may get less if you buy for less than $80,000, but whats really interesting about this is you can, if you have already filed your 2008 tax return, you can file a 1040X and get that credit sooner. You dont have to wait until April 15th of 2010 to get your tax credit. You put the money down today, close on the mortgage, move in, file your 1040x, there is a form that is called the 5405 but thats not all that important, and you can have that money back in your pocket right away.

So I know that was part of the plan that came out today and just to make it a little bit clearer for peoplelets just take an example. Lets say you buy yourself a $150,000 house and you buy it as an FHA, it doesnt really matter how much money down or how you buy the house but if you buy a $150,000 house, you are going to get an automatic $8,000 tax credit that you can take off of the taxes that you owe the government. So lets take an example where you are a W-2d employee and you pretty much break even at the end of the year, you dont owe the government any money and they dont owe you any money the government will actually write you a check for $8,000 for that tax credit and if you buy it this year you can amend your tax return for 2008 and get a check from the government for $8,000.

And thats not including the other tax write offs that you get for writing off the taxes on the house writing off the interest on the house, so again with a $150,000 house with 6% interest roughly you are going to be looking at another $10,000 worth of write offs on top of that. Now that is a write off not a tax credit, like the other one so you are going to save whatever your tax rate is. So lets say your tax rate is 30%, that is another $3,000 in taxes saved. So if you buy a house this year you are going to put an extra $11,000 in your pocket.

So if you buy a $150,000 house and you have to put 3.5% down, Thats what? Lets just say roughly $5,000, you just made $6,000 and you get to own a house. ($11,000 tax savings minus $5,000 down payment) And your mortgage payment is more than likely less than or equal to what you are paying for rent and you own it.

Exactly and you get the benefits of having your own house…

Duration : 0:6:14

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What is a loan modification?

Loan Modification Attorney , Michelle Morelli with FMG in San Diego answers consumers Top Loan Modification questions as Seen on The Trust Factor and Legal Advice Lawyers. These Loan Modification questions include; “What is a Loan Modification?” “Why can’t I just Modify my loan without using an attorney?” “If I am upside down in my home, what can you do to help me as a Loan Modification Attorney?” “What if I don’t qualify for a Loan Modification, are there other options?” “Do I have to be delinquent on my payments to get a Loan Modification?”

With FMG’s flat fee Mortgage Mitigation Program we make an effort to help people obtain the best solution to reduce their mortgage rate to a level that makes their monthly payment more affordable, or to otherwise find relief from their problem mortgage debt. We work diligently to bring homeowners together with their lender to achieve a resolution that benefits both parties.

FMG has a “preeminent” AV® rating, the highest rating possible under the national attorney peer-review system provided by Martindale, is rated A+ by the Better Business Bureau, and has been in existence for more than 15 years. FMG has law offices located in California and Nevada, with affiliates in Washington, Oregon, Arizona, Utah, Illinois, and Hawaii. The specialty of our mortgage mitigation group is to help people find the best alternative to allow them to reduce their monthly payment or sell their home by participating in FMG’s flat fee Mortgage Mitigation Program.

http://fmglegal.com/loan_mod.html

Duration : 0:1:38

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Do I have to be delinquent on payments to get a loan modification.wmv

Loan Modification Attorney , Michelle Morelli with FMG in San Diego answers consumers Top Loan Modification questions as Seen on The Trust Factor and Legal Advice Lawyers. These Loan Modification questions include; “What is a Loan Modification?” “Why can’t I just Modify my loan without using an attorney?” “If I am upside down in my home, what can you do to help me as a Loan Modification Attorney?” “What if I don’t qualify for a Loan Modification, are there other options?” “Do I have to be delinquent on my payments to get a Loan Modification?”

With FMG’s flat fee Mortgage Mitigation Program we make an effort to help people obtain the best solution to reduce their mortgage rate to a level that makes their monthly payment more affordable, or to otherwise find relief from their problem mortgage debt. We work diligently to bring homeowners together with their lender to achieve a resolution that benefits both parties.

FMG has a “preeminent” AV® rating, the highest rating possible under the national attorney peer-review system provided by Martindale, is rated A+ by the Better Business Bureau, and has been in existence for more than 15 years. FMG has law offices located in California and Nevada, with affiliates in Washington, Oregon, Arizona, Utah, Illinois, and Hawaii. The specialty of our mortgage mitigation group is to help people find the best alternative to allow them to reduce their monthly payment or sell their home by participating in FMG’s flat fee Mortgage Mitigation Program.

http://fmglegal.com/loan_mod.html

Duration : 0:1:11

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